This Property Insights article explains the key moving parts that commonly slow purchases-chains, leaseholds, surveys, searches, legal enquiries and missing paperwork-while emphasising practical ways to stay in control. It clarifies the difference between a lender’s mortgage valuation and an independent survey, outlines typical survey findings, and advises when renegotiation may be appropriate. The guide also highlights how proactive estate-agent communication can help identify bottlenecks between solicitors, brokers and parties in the chain.
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